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Association of Wyoming Insurance Agents |
Consumer Information
| I rent out my basement. Are my tenants covered by my homeowners? |
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Association of Wyoming Insurance Agents |
| I rent out my basement. Are my tenants covered by my homeowners? |
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Your property and the structure (the basement) are covered by your policy as is your personal liability. However, the tenants' possessions and liability are not covered by your policy. Therefore, they may wish to purchase their own renters insurance. Whether you are a lessor or a renter, you should check with your agent to make sure you have the right coverage.
My mother lives with us in a separate in-law suite. Are her possessions covered?
As a member of the family, she is probably covered under your homeowners
policy. So too is your child away at college covered for personal liability
or theft or damage to his or her property even in the dormitory or college
apartment. However, you should check with your agent to be sure of
the extent of coverage.
| Association of Wyoming Insurance Agents | ||
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P.O. Box 799 Sundance, WY 82729-0799 Voice: (307) 283-2052 Fax (775) 796-3122 Email: awia@vcn.com |
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