Homing in on the right policy!!

Tips on Homeowners or Renters Insurance

Whether you own or rent, live in an apartment, a condominium or a home, the following information outlines key areas of coverage as well as exclusions or limits that might apply to a homeowners or renters policy.   Contact your local independent insurance agent for more information on homeowners insurance.

Do I really need insurance for my home?
What kinds of events am I protected against?
What about floods, earthquakes and other catastrophes?

Are the backyard shed and my color TV both covered in my homeowners
     policy?
Does my policy cover my possessions even when I go on vacation?
I rent out my basement.  Are my tenants covered by my homeowners policy?

What about our vacation home in the next state?
I work out of my home.  Are my inventory and business property covered?
Help! I've lost everything!  Where do I start?

Is there anything I can do to lower my premiums?
What do I do when my property is damaged or stolen?
What if I am sued or found liable for injury to another person?

I am a renter, not a homeowner.  Do I need insurance?
I own a condo.  How is my policy different?

Association of Wyoming Insurance Agents
		P.O. Box 799 Sundance, WY 82729-0799 Voice: (307) 283-2052 Fax (775) 796-3122 Email: awia@vcn.com