A residential fire occurs in the United States every 67 seconds.
Accidents related to cooking usually cause more residential fires than
any other known cause.
Careless smoking is the leading known cause of residential fire deaths.
Arson is the No. 1 cause of nonresidential fires.
Before a Fire:
Make a written or videotaped inventory of household possessions/property
and store in a safe place with insurance policies, documents and other valuables.
Install a battery-powered smoke detector outside each sleeping area and
on each level of your home.
Use the test button to check each smoke detector once a month.
Replace smoke detector batteries at least once a year.
Install a working fire extinguisher in the kitchen.
Take a first aid class from your local Red Cross chapter.
Determine at least two ways to escape from every room in your home.
Select a location outside your home to serve as meeting place after escaping.
Practice your escape plan at least twice a year.
After a Fire:
Call your independent insurance agent as soon as possible.
Make temporary repairs to prevent further damage.
Delay permanent repairs until your insurer approves reimbursement.
Get any necessary construction permits from your community.
Keep all receipts.
Prepare an inventory of all damaged or destroyed personal property.
Take photos of damaged areas.
Save remnants of damaged or destroyed property for your insurance company
adjuster.
Meet with your adjuster first, before signing anything with contractors,
lawyers or public adjusters.